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Colorado Retirement Calculator 2026

Colorado is ranked #7 for retirement. Retirement income: Partially taxed.

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Retiring in Colorado: Key Facts

FactorColorado
Retirement Ranking#7 of 51
State Income Tax4.4%
Retirement Income TaxPartially exempt
Property Tax Rate0.51%
Median Home Value$552,000

How Much Do You Need to Retire in Colorado?

Using the 4% rule: your nest egg should be 25× your annual expenses.

Annual SpendingNest Egg NeededMonthly from $1M
$30,000/yr$750,000$3,333/mo
$40,000/yr$1,000,000$3,333/mo
$50,000/yr$1,250,000$3,333/mo
$60,000/yr$1,500,000$3,333/mo
$75,000/yr$1,875,000$3,333/mo
$100,000/yr$2,500,000$3,333/mo

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FAQ

Is Colorado a good state to retire in?

Colorado ranks #7 for retirement. It is considered one of the better states to retire in.

Does Colorado tax Social Security?

Colorado partially exempts Social Security and/or pension income from state taxes. Details vary — consult a tax advisor.

Related: 401k Calculator · Savings by Age

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