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Minnesota Retirement Calculator 2026

Minnesota is ranked #27 for retirement. Retirement income: Fully taxed.

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Retiring in Minnesota: Key Facts

FactorMinnesota
Retirement Ranking#27 of 51
State Income Tax5.35%–9.85%
Retirement Income TaxFully taxed
Property Tax Rate1.12%
Median Home Value$334,000

How Much Do You Need to Retire in Minnesota?

Using the 4% rule: your nest egg should be 25× your annual expenses.

Annual SpendingNest Egg NeededMonthly from $1M
$30,000/yr$750,000$3,333/mo
$40,000/yr$1,000,000$3,333/mo
$50,000/yr$1,250,000$3,333/mo
$60,000/yr$1,500,000$3,333/mo
$75,000/yr$1,875,000$3,333/mo
$100,000/yr$2,500,000$3,333/mo

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FAQ

Is Minnesota a good state to retire in?

Minnesota ranks #27 for retirement. It has average retirement conditions.

Does Minnesota tax Social Security?

Minnesota may tax Social Security benefits as regular income depending on your total income.

Related: 401k Calculator · Savings by Age

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